Buy Cheap Homes In Florida

Typically, waterfront homes are worth twice as much as their landlocked counterparts. In California and New York's Long Island Sound, that means many millions. But in parts of Florida, which boasts some of the more affordable waterfront property in the nation, that could mean less than $150,000.

Florida's Pensacola Beach is one of the Top 25 beaches in the U.S., according to TripAdvisor, and it's actually pretty cheap to buy property there. Cyclists and kayakers are lured by the longest stretch of protected seashore in the country, and families come for seafood and fun in the sun that doesn't cost a fortune.

Mobile is located near Mobile Bay and the Gulf of Mexico, offering waterfront access without a ridiculous price tag. Once called the \"Paris of the South,\" it's also the home of the Battleship Memorial Park, the Mobile Carnival Museum (which provides a history of the community's famed Mardi Gras celebration) and the BayFest music festival. Though beachfront homes are definitely pricier than other real estate, beach lovers don't have to spend big bucks.

The Mississippi Gulf Coast offers an inexpensive alternative for white, sandy beach lovers. Beach Boulevard, which runs along Biloxi's coast, offers views of the beaches, most of which are public. But homes line the Back Bay and Mullet Lake, and ocean-facing condos are easy to find. For rainy days, the city offers a number of casinos, while the city is not far from New Orleans, Mobile, Alabama, and Pensacola, Florida.

The cheapest place to live in Flordia is Jacksonville. It's also one of the largest cities in the United States. Jacksonville is located right at the top of the state, close to the border between Florida and Georgia. But, unlike most other large cities, Jacksonville is one of the most affordable places to live if you love Florida.

The median cost of a home in Jacksonville is about $260,000, which is $60,000 below the national average. A one-bedroom apartment runs the average person around $975. You can expect prices lower than most places in the United States here. You can live a comfortable life for around $1,900 a month here, making Jacksonville the cheapest city in Florida.

The median cost of a home in Dunedin is about $340,000 at the moment, but the market is constantly changing. Many homes sell for around $245,000. You can expect to pay about $1,100 for a one-bedroom in Dunedin.

To come up with our list of the cheapest places to live in Florida, we looked at housing costs as well as other living costs, including groceries, utilities, transportation, and healthcare. For housing costs, we looked at median prices of sold homes between January 1, 2022, and January 1, 2023, and median rents between January 1, 2022, and January 31, 2023.

One of the biggest concerns homebuyers face is the ability to afford a home. The Zillow Home Value Index, which measures only the middle price tiers of homes, sets the cost of a typical home in the United States at $344,141. Meanwhile, the median household income in the United States is $67,521 a year, meaning the median household can only afford a mortgage on a $250,000 home. Thus, many may find themselves priced out of homeownership.

Location is the greatest factor contributing to home prices, and costs vary widely from state to state. There are nine states with a typical home value below $200,000 and 8 with a typical home price above $500,000. Those states with the cheapest home prices tend to be concentrated in the Southern states. These states also tend to have lower costs of living overall. Those willing to relocate may find that the house marker offers them better prices elsewhere.

West Virginia is the cheapest state to buy a home. A typical home in West Virginia costs $129,103, nearly $30,000 less than Mississippi's and less than half of the national average. A homebuyer can expect to get 1,792 square feet of living space for that price. With the eighth-lowest property tax rate in the U.S. of 0.59%, homeowners can expect to pay about $762 in state property taxes per year. West Virginia also has the nation's highest homeownership rate, with 79.6% of its residents owning their homes.

Mississippi is the second-cheapest state to buy a home in, with a typical home valued at $157,828. This is less than half of the typical home price in the United States. The median home size in Mississippi is 1,879 square feet, larger than some of the median home sizes in more expensive states. Mississippi homeowners will pay property taxes at a rate of 0.81% per year, setting them back $1,278 annually. Homeownership in Mississippi is the second-highest in the nation, with 74.8% of residents owning their homes.

The typical home value is $183,418 in Iowa, the fifth-lowest in the United States. The average home has 1,550 square feet of living space. With a relatively high property tax rate of 1.56%, homeowners can expect to pay $2,861 in property taxes each year. Still, homeownership rates are among the highest in the nation, with 75.6% of residents owning their homes.

Kentucky is the sixth-cheapest state to buy a home in, with a typical home valued at $188,439. The average home in Kentucky offers 1,750 square feet of living space. Kentucky's effective state property tax rate is 0.86%, which means that a homeowner would pay about $1,621 in state property taxes every year based on the typical home's value. Kentucky's homeownership rate is 68.5%.

Alabama is the seventh-cheapest state to buy a home in. Alabama's median home price is $194,695. The average home size in Alabama is in line with the national average at 1,800 square feet. Alabama has the second-lowest state property tax rate of 0.42%. This, combined with a low median home value, means that homeowners pay only about $818 in state property taxes per year. Homeownership in the state sits at 71.5%.

Kansas is the eighth-cheapest state to buy a home in, with a typical home costing $198,199. This home price gets a homeowner about 1,782 square feet of living space. Kansas's effective state property tax rate is 1.41%, resulting in annual taxes of about $2,795 in taxes per year for homeowners.

Prior to the Covid-19 pandemic, that was a different story. There were a handful of communities with homes starting in the $100k's at that time. But due to supply chain issues and unprecedented demand for Florida real estate, it's a totally different story now.

In fact, today's manufactured homes are built to endure whatever Mother Nature can throw at them just as well as site-built homes, and when standing in one, you would likely not even realize you were in a manufactured home.

You may or may not find homes under $200,000 within a Florida retirement community, but perhaps you could find one close enough to an active community to allow you to enjoy some of the same benefits afforded residents.

Located about two hours south of Orlando in Lake Placid, Covered Bridge is a community of 230 attached and single-family homes. Residents here enjoy access to amenities like a community clubhouse, heated pool, and a community boat ramp.

Located in the larger master-planned community of Mirada, Medley at Mirada is a gated community of 858 attached and single-family homes in San Antonio, Florida. Residents here have access to their own private amenities like a community clubhouse, fitness center, and resort-style pool. Then they can also enjoy the impressive selection of amenities in the larger Mirada community.

Ocala Preserve is a 623-acre community of 1,600 single-family homes located in Marion County, Florida. Amenities here include a 17,000 square foot clubhouse with a state-of-the-art fitness center, a zero-entry resort-style pool, and an 18-hole championship golf course.

Cascades at River Hall occupies over 2,000 acres of beautiful land just outside of Fort Myers, Florida. The community plan here calls for around 575 single-family homes, as well as a host of amenities like a community clubhouse, outdoor pool, and fitness center. Residents here also have the option of joining the Davis Love III 18-hole golf course for an annual fee.

Cypress Falls at The Woodlands is a gated community of 710 attached and single-family homes in North Port, Florida, which is about halfway between Sarasota and Fort Myers. Residents here enjoy access to amenities like a community clubhouse, resort-style pool, and a putting green.

Del Webb Naples is a massive community of 2,000 attached and single-family homes located in the even larger master-planned community of Ave Maria. Residents here can enjoy amenities like the 12,000 square-foot Oasis Club and the Panther Run Golf Club, plus they also have access to a number of additional amenities in the Ave Maria community.

Located in beautiful Port St. Lucie, Del Web Tradition is a gated community of 550 attached and single-family homes that began construction in 2017. Amenities here include a large clubhouse, a resort-style outdoor pool, and a state-of-the-art fitness center. 59ce067264

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